Medical Expense Insurance

Medical Insurance that Provides an All-In-One Protection for You and Your Loved Ones

We have a medical insurance plan that provides an All-In-One protection for you and your loved ones.

It covers you while you’re at work and at play, 24/7 around the world.

With this insurance policy, you can plan ahead and stay ahead of unexpected expenses for any unpleasant surprises.

Select one of the 4 flexible plans to best suit your needs and lifestyle.

Benefits at a Glance

Death / Permanent Disablement: Pays up to the insured amount.

Temporary Total / Partial Disablement: Pays a weekly income for up to 104 weeks for those who are gainfully employed.

Medical Expenses: Reimburses the medical expenses incurred up to the insured amount.

Hospitalisation Cash Benefits: Pays a daily allowance for each day confined in a hospital or treatment of an injury.

Mobility Aids: Reimburses up to the insured amount for any mobility aids (e.g. self- powered, climbing wheelchair, ramps or railings) purchased following an accident.

Children’s Education Benefits: for each insured child in the policy.

Product Features

·  Enjoy worldwide, 24-hour protection against unforeseen events.

·  Benefit from continuous income in the event of temporary disablement.

·  Receive two times the sum assured for death, permanent disablement or medical expenses from accidents that occur whilst travelling as a passenger in any public conveyance and accidents due to landslides, floods, explosions or fires.

·  Enjoy a no claim bonus of a 5% increase in sum insured for death and permanent disablement yearly for up to 5 years.

·  Policy is renewable up to age 75.

·  Added Extensions including food poisoning; insect and animal bites; treatment by licensed Chinese  physicians; suffocation by smoke, gas, poisonous fumes and drowning; terrorism (excluding the use of nuclear, chemical and or biological substances); murder and assault; kidnapping and hijacking; strike, riot and civil commotion, disappearance; exposure; motorcycling and peace-time reservist training.

Frequently Asked Questions

Who is eligible to take up this policy?

Any Singaporean Permanent Resident or Foreigner with a valid employment pass residing in Singapore and whose age next birthday is between 18 to 65 years old can enrol. Any children whose age on their next birthday between 6 months and 18 years and who are unmarried and unemployed, natural children, legal step children and legally adopted children of the insured can also be enrolled in the same policy. If the child is studying full time in an education institution, the age limit will be extended to the child's 24th birthday.

What are the requirements needed?

You need not go for a medical examination should you wish to purchase this policy.

Can I refund the policy?

In the event that you are not satisfied with the policy for any reason, the policy can be returned within 14 working days from the date of receipt. The premium will be refunded if no claims have been made.